presidential elections new
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Hey, everyone.
Welcome back.
You know you love it, you requested it.
A deep dive.
We're taking a look at how presidents and the stock market, well, they kind of like intertwined.
Yeah, this YouTube video, it's called One Election Day Decision that will impact your retirement.
And it's from Retirement Planning Tools by my Retirement exit.
Bold title, right?
Definitely eye catching, but hey, it makes you think, right?
I mean, the person sitting in the Oval Office, they have a huge impact on the economy.
And that, that hits your investments, your retirement plan, everything.
So understanding this connection could be pretty crucial, especially for long term planning.
Okay, so in this video we meet Jenny Jones.
He's a financial expert and he lays out this, this really interesting argument.
Yeah.
Basically he says there's a pattern, a hidden pattern in how the stock market performs under different US Presidents.
Oh, yeah.
Things haven't been quite the same since, have they?
And get this, he uses a graph.
Ah.
A visual.
Always helps.
Of the s and P500.
Right.
You know, the 500.
And he charts its compound annual growth rate.
But here's the thing, he starts it from each president's election day.
That's when the trends start to get.
Well, really fascinating.
I bet.
So what jumped out at you?
So remember George W.
Bush?
Yeah, his presidency.
Right, sure.
Well, guess what?
During his time, the s and P500 actually had a negative return.
Wait, really negative?
Yeah, negative 4.
3%. I mean, that's pretty wild, right?
And think about it.
This was when the 2008 crisis happened.
Whoa.
Yeah, that was a chaotic time.
And you know, the 2008 crisis, it was, it was unique.
Really?
How so?
Okay, so normally when stocks go down, bonds, they tend to go up, vice versa, you know, a seesaw trying to find balance.
But in 2008, everything crashed.
Stocks down, bonds down to.
It was a huge anomaly.
And it just showed everyone just how unpredictable the market can really be.
I guess it makes you realise, like you can't just assume.
Right?
Exactly.
No guarantees in the market.
Okay.
But going back to that graph, I mean, we talked about the negative, but then there's the complete opposite.
Bill Clinton's presidency.
Those are the boom years.
A 16.
5% average annual growth rate.
That's huge.
Yeah.
Late 90s, the tech bubble was, well, inflating rapidly.
Remember those days?
And then, then Jones throws in a real curveball.
Oh, dude.
Biden, Joe Biden.
He comes in second.
A 14.
1% average annual growth rate.
Wow.
Even higher than, than Trump.
Yeah.
Trump's was 12.
1%. Yeah.
So like, what explains that, that's what I want to know.
Well, that's where Jones digs deeper.
He's got this theory about Biden's performance and it ties into, well you guessed it, the COVID 19 pandemic.
Oh boy, here we go.
Yeah, so his argument is that companies, they raised prices.
Supply chain issues, remember?
Oh, yeah, those were rough.
But then even when the supply chains eased up, prices, they stayed high, they didn't really come down.
Wait, so companies just kept those higher prices?
Yeah, John says they saw the opportunity, you know, higher profit margins, good for the company, maybe not so good for the everyday person.
Exactly.
And this is where Jones introduces this idea, this tale of two economies.
On one side, companies record profits.
Stock market doing great under Biden.
On the other side, consumers, prices sky high, no relief in sight.
It's like a double edged sword.
Right?
You might see good returns on your investments, but if you can't afford groceries.
Exactly.
You're not really benefiting.
So where does that leave us?
Well, that's what we're going to talk about next, so stay tuned.
So this tale of two economies is pretty wild, right?
It really is.
And I think it resonates with a lot of people.
You know, like, you see the market doing its thing, but then you go to the grocery store and ouch.
Exactly.
And that's what makes Jones's analysis so powerful.
He's connecting the dots between those big numbers and your actual life.
Your wallet.
Yeah, because it's easy to get disconnected.
You know, hear about these stock gains but not feel them yourself.
That's why it's crucial to look beyond just the surface level, The S&P 500, it's a piece of the puzzle, but it doesn't tell the whole story about the economy.
So, okay, we've got this information.
Presidential elections, stock market, this tale.
But what does it actually mean for, like, our listeners, for their retirement plans?
What are the takeaways?
Well, a few things jump out.
First off, you gotta understand that elections, they do impact the stock market.
It's not about picking winners and losers, but realising that those policy decisions, they have consequences.
Yeah, and those consequences, they trickle down to your investments.
So it's not about like timing the market based on who's in office, but more about just being aware of the bigger picture.
Exactly.
And the second thing, diversification.
Spread your investments around.
Don't put all your eggs in one basket.
You know, like remember 2008?
That was a wake up call.
Even what people thought were safe investments tanked.
Right, because you can't predict Everything.
Nope.
And third, this is key, okay?
Stay informed.
Be adaptable.
The financial landscape, it's always changing.
What worked 10 years ago might not work tomorrow.
So you gotta stay up to date.
Economic trends, politics, everything.
Lifelong learning.
But for your money, Knowledge is power, right?
Yeah.
That applies here, too.
Big time.
And this, this brings us to a big question, A question for everyone listening.
Given everything we've talked about, about trends, politics, everything, what changes might you want to make to your own financial plan?
Long term, I mean.
Whoa.
Yeah, that's.
That's a big one.
It's like we've opened up this whole new way of thinking about things, and.
That'S exactly what we want.
Critical thinking, questioning assumptions, being in control of your financial future.
Love that.
It's not about giving a roadmap, but giving the tools to create your own.
And remember, you don't have to do it alone.
Financial advisors, online tools, books.
There's help out there.
Like having a financial Sherpa guiding you through the mountains of investing.
Right.
But speaking of resources, we can't forget where we got all this great information, right?
You mean Jenny Jones and his YouTube channel?
Yeah, yeah.
Retirement planning tools.
Buy my retirement.
Exit a wealth of knowledge.
Right there.
He really got us thinking with that tale of two economies.
Definitely worth checking out.
We'll be back in a bit to wrap things up, but, but in the meantime, let us know what you're thinking.
What stood out to you?
Any questions, hit us up in the comments.
Okay, so we're back.
And you know, we've really gone deep on this whole presidential election and stock market connection.
Yeah, we have.
From those historical charts to that, that tale of two economies thing.
It's been a lot to unpack, but.
I think now's the time where we, we kind of zoom out again, look at the bigger picture, you know, what does all this mean moving forward?
That's the million dollar question, isn't it?
And honestly, it's one that each of us has to answer for our.
Well, our own situation, how much risk we're comfortable with, what our goals are.
But I do think there are some.
Some universal takeaways from all this.
Some things we can all apply no matter what.
So, like, what, what are those?
What wisdom are you dropping on us today as we try to, like, navigate this crazy world of investing?
All right, well, first and foremost, this whole deep dive, it's highlighted how important it is to stay informed, to stay engaged.
This world, this financial world, it's changing fast.
Yeah.
So staying up to date on current events, economic trends, Politics, all that.
It's not just for news junkies.
It actually gives you power when it comes to making investment decisions.
Like connecting those dots, right?
Understanding how something happening over there can actually affect your money over here.
Exactly.
And second, long term thinking, that's key.
It's so easy to get caught up in the daily ups and downs of the market, but you gotta focus on the long game.
What are your goals and how do you get there?
That's the strategy.
It's like that marathon analogy, remember, Gotta pace yourself, can't sprint the whole way, right?
And number three, remember this investing, it's not one size fits all.
What works for your neighbour might be a disaster for you.
You gotta find what fits your needs, your risk tolerance, your goals.
Like finding the right pair of shoes.
You can't just grab the first ones you see.
You gotta try a few on, see what feels right.
And lastly, and this is important, okay?
Investing, it's a journey, not a destination.
There are going to be bumps in the road, ups and downs, but if you stay informed, you think long term, you got your personalised plan, you can handle it, you can reach your goals.
Man, that's some solid advice right there.
I feel like my financial IQ just went up a few points.
And hey, remember, you're not alone on this journey.
There are resources out there, people to help.
Financial advisors, online tools, heck, even books and podcasts, right?
Speaking of resources, we got to give a huge shout out to Jenny Jones for inspiring this whole deep dive with his amazing analysis.
Absolutely.
His YouTube channel, Retirement Planning Tools, Buy my Retirement exit.
It's a gold mine of information, for real.
If you want to learn more about retirement planning, investing, all that good stuff, definitely go cheque it out.
And to all our amazing listeners, thank you so much for joining us on this adventure.
We hope you learned something new, maybe even got a little inspired to take control of your financial future.
We'll be back soon with another deep dive into, well, who knows what.
Fascinating topic.
Until then, keep learning, keep exploring and happy investing, everyone.
Welcome back.
You know you love it, you requested it.
A deep dive.
We're taking a look at how presidents and the stock market, well, they kind of like intertwined.
Yeah, this YouTube video, it's called One Election Day Decision that will impact your retirement.
And it's from Retirement Planning Tools by my Retirement exit.
Bold title, right?
Definitely eye catching, but hey, it makes you think, right?
I mean, the person sitting in the Oval Office, they have a huge impact on the economy.
And that, that hits your investments, your retirement plan, everything.
So understanding this connection could be pretty crucial, especially for long term planning.
Okay, so in this video we meet Jenny Jones.
He's a financial expert and he lays out this, this really interesting argument.
Yeah.
Basically he says there's a pattern, a hidden pattern in how the stock market performs under different US Presidents.
Oh, yeah.
Things haven't been quite the same since, have they?
And get this, he uses a graph.
Ah.
A visual.
Always helps.
Of the s and P500.
Right.
You know, the 500.
And he charts its compound annual growth rate.
But here's the thing, he starts it from each president's election day.
That's when the trends start to get.
Well, really fascinating.
I bet.
So what jumped out at you?
So remember George W.
Bush?
Yeah, his presidency.
Right, sure.
Well, guess what?
During his time, the s and P500 actually had a negative return.
Wait, really negative?
Yeah, negative 4.
3%. I mean, that's pretty wild, right?
And think about it.
This was when the 2008 crisis happened.
Whoa.
Yeah, that was a chaotic time.
And you know, the 2008 crisis, it was, it was unique.
Really?
How so?
Okay, so normally when stocks go down, bonds, they tend to go up, vice versa, you know, a seesaw trying to find balance.
But in 2008, everything crashed.
Stocks down, bonds down to.
It was a huge anomaly.
And it just showed everyone just how unpredictable the market can really be.
I guess it makes you realise, like you can't just assume.
Right?
Exactly.
No guarantees in the market.
Okay.
But going back to that graph, I mean, we talked about the negative, but then there's the complete opposite.
Bill Clinton's presidency.
Those are the boom years.
A 16.
5% average annual growth rate.
That's huge.
Yeah.
Late 90s, the tech bubble was, well, inflating rapidly.
Remember those days?
And then, then Jones throws in a real curveball.
Oh, dude.
Biden, Joe Biden.
He comes in second.
A 14.
1% average annual growth rate.
Wow.
Even higher than, than Trump.
Yeah.
Trump's was 12.
1%. Yeah.
So like, what explains that, that's what I want to know.
Well, that's where Jones digs deeper.
He's got this theory about Biden's performance and it ties into, well you guessed it, the COVID 19 pandemic.
Oh boy, here we go.
Yeah, so his argument is that companies, they raised prices.
Supply chain issues, remember?
Oh, yeah, those were rough.
But then even when the supply chains eased up, prices, they stayed high, they didn't really come down.
Wait, so companies just kept those higher prices?
Yeah, John says they saw the opportunity, you know, higher profit margins, good for the company, maybe not so good for the everyday person.
Exactly.
And this is where Jones introduces this idea, this tale of two economies.
On one side, companies record profits.
Stock market doing great under Biden.
On the other side, consumers, prices sky high, no relief in sight.
It's like a double edged sword.
Right?
You might see good returns on your investments, but if you can't afford groceries.
Exactly.
You're not really benefiting.
So where does that leave us?
Well, that's what we're going to talk about next, so stay tuned.
So this tale of two economies is pretty wild, right?
It really is.
And I think it resonates with a lot of people.
You know, like, you see the market doing its thing, but then you go to the grocery store and ouch.
Exactly.
And that's what makes Jones's analysis so powerful.
He's connecting the dots between those big numbers and your actual life.
Your wallet.
Yeah, because it's easy to get disconnected.
You know, hear about these stock gains but not feel them yourself.
That's why it's crucial to look beyond just the surface level, The S&P 500, it's a piece of the puzzle, but it doesn't tell the whole story about the economy.
So, okay, we've got this information.
Presidential elections, stock market, this tale.
But what does it actually mean for, like, our listeners, for their retirement plans?
What are the takeaways?
Well, a few things jump out.
First off, you gotta understand that elections, they do impact the stock market.
It's not about picking winners and losers, but realising that those policy decisions, they have consequences.
Yeah, and those consequences, they trickle down to your investments.
So it's not about like timing the market based on who's in office, but more about just being aware of the bigger picture.
Exactly.
And the second thing, diversification.
Spread your investments around.
Don't put all your eggs in one basket.
You know, like remember 2008?
That was a wake up call.
Even what people thought were safe investments tanked.
Right, because you can't predict Everything.
Nope.
And third, this is key, okay?
Stay informed.
Be adaptable.
The financial landscape, it's always changing.
What worked 10 years ago might not work tomorrow.
So you gotta stay up to date.
Economic trends, politics, everything.
Lifelong learning.
But for your money, Knowledge is power, right?
Yeah.
That applies here, too.
Big time.
And this, this brings us to a big question, A question for everyone listening.
Given everything we've talked about, about trends, politics, everything, what changes might you want to make to your own financial plan?
Long term, I mean.
Whoa.
Yeah, that's.
That's a big one.
It's like we've opened up this whole new way of thinking about things, and.
That'S exactly what we want.
Critical thinking, questioning assumptions, being in control of your financial future.
Love that.
It's not about giving a roadmap, but giving the tools to create your own.
And remember, you don't have to do it alone.
Financial advisors, online tools, books.
There's help out there.
Like having a financial Sherpa guiding you through the mountains of investing.
Right.
But speaking of resources, we can't forget where we got all this great information, right?
You mean Jenny Jones and his YouTube channel?
Yeah, yeah.
Retirement planning tools.
Buy my retirement.
Exit a wealth of knowledge.
Right there.
He really got us thinking with that tale of two economies.
Definitely worth checking out.
We'll be back in a bit to wrap things up, but, but in the meantime, let us know what you're thinking.
What stood out to you?
Any questions, hit us up in the comments.
Okay, so we're back.
And you know, we've really gone deep on this whole presidential election and stock market connection.
Yeah, we have.
From those historical charts to that, that tale of two economies thing.
It's been a lot to unpack, but.
I think now's the time where we, we kind of zoom out again, look at the bigger picture, you know, what does all this mean moving forward?
That's the million dollar question, isn't it?
And honestly, it's one that each of us has to answer for our.
Well, our own situation, how much risk we're comfortable with, what our goals are.
But I do think there are some.
Some universal takeaways from all this.
Some things we can all apply no matter what.
So, like, what, what are those?
What wisdom are you dropping on us today as we try to, like, navigate this crazy world of investing?
All right, well, first and foremost, this whole deep dive, it's highlighted how important it is to stay informed, to stay engaged.
This world, this financial world, it's changing fast.
Yeah.
So staying up to date on current events, economic trends, Politics, all that.
It's not just for news junkies.
It actually gives you power when it comes to making investment decisions.
Like connecting those dots, right?
Understanding how something happening over there can actually affect your money over here.
Exactly.
And second, long term thinking, that's key.
It's so easy to get caught up in the daily ups and downs of the market, but you gotta focus on the long game.
What are your goals and how do you get there?
That's the strategy.
It's like that marathon analogy, remember, Gotta pace yourself, can't sprint the whole way, right?
And number three, remember this investing, it's not one size fits all.
What works for your neighbour might be a disaster for you.
You gotta find what fits your needs, your risk tolerance, your goals.
Like finding the right pair of shoes.
You can't just grab the first ones you see.
You gotta try a few on, see what feels right.
And lastly, and this is important, okay?
Investing, it's a journey, not a destination.
There are going to be bumps in the road, ups and downs, but if you stay informed, you think long term, you got your personalised plan, you can handle it, you can reach your goals.
Man, that's some solid advice right there.
I feel like my financial IQ just went up a few points.
And hey, remember, you're not alone on this journey.
There are resources out there, people to help.
Financial advisors, online tools, heck, even books and podcasts, right?
Speaking of resources, we got to give a huge shout out to Jenny Jones for inspiring this whole deep dive with his amazing analysis.
Absolutely.
His YouTube channel, Retirement Planning Tools, Buy my Retirement exit.
It's a gold mine of information, for real.
If you want to learn more about retirement planning, investing, all that good stuff, definitely go cheque it out.
And to all our amazing listeners, thank you so much for joining us on this adventure.
We hope you learned something new, maybe even got a little inspired to take control of your financial future.
We'll be back soon with another deep dive into, well, who knows what.
Fascinating topic.
Until then, keep learning, keep exploring and happy investing, everyone.
